What does “vesting” mean in real estate?
Vesting is how title is held — and it decides who has to sign to sell.
Vesting describes exactly who holds title to a property and in what form. It appears on the recorded deed (the “vesting deed”) and is the first thing a current owner report shows.
Common forms of vesting
- Sole ownership: one person or one entity holds title.
- Joint tenancy (with right of survivorship): co-owners hold equal shares; when one dies, their share passes to the survivors.
- Tenancy in common: co-owners hold separate shares (not necessarily equal) that pass through each owner's estate.
- Tenancy by the entirety: a form of ownership for married couples available in some states.
- Community property: marital property in community-property states, sometimes with right of survivorship.
- Trust: title is held by a trustee on behalf of the trust (for example “Jane Smith, Trustee of the Smith Family Trust dated 6/10/2023”).
- LLC, corporation or partnership: the entity holds title; its authorized signers act for it.
Why vesting matters
Vesting determines who must sign a deed or mortgage, what happens when an owner dies, and whether the person you're negotiating with actually has authority to sell. If you're buying from a trust, an estate or an LLC, confirm the vesting before you make an offer.
See a property's vesting — order a report
Frequently asked questions
What is a vesting deed?
The vesting deed is the most recent recorded deed that transferred title to the current owner. It shows the owner's exact name and how title is held.
What are the common ways to hold title?
Sole ownership, joint tenancy with right of survivorship, tenancy in common, tenancy by the entirety, community property, ownership by a trust (through its trustee), and ownership by an LLC or other entity.
Why should I check vesting before buying?
Vesting tells you who must sign to sell or mortgage the property. If the seller isn't the vested owner — or every co-owner or trustee isn't part of the deal — the sale can fail.